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Twenty-eight percent of Americans have nothing in their savings accounts and another twenty-one percent don't even have a savings account, according to a recent survey. Another survey revealed that a majority of Americans can't cover an unexpected $400 expense without going into debt. It wasn't always this way, nor should it be now. Saving money isn't hard, but it does require discipline. It doesn't even require a savings account, if cash is your thing (if so, I fervently suggest keeping your stash in a safe or other lockable box, preferably one so heavy as to deter stealing the whole box). The amount of how much to save is a shifting target; I've been told to save amounts ranging from "all you can" to certain percentages to whatever change is in pocket. A figure that works for me is ten percent. Ten percent is the amount prescribed by many religions. Also known as tithing, the practice predates currency, when one was expected to sacrifice

Remember the Tower Door post, where I shared the story of a young man forever injured after leaping from the tower in fright? Recall I said the possible cause of fright would be discussed later. Well, take a seat, get comfy, and buckle up, because the time has come. The Battlefield has no small number of ghost stories, the most famous of which is Ol' Green Eyes, a phantom/phenomenon that I have personally witnessed. But who or what is Ol' Green Eyes? That is a question that has many answers. As a child, I first heard that it was the ghost of a young woman whose beloved was a soldier killed in battle; her spirit was said to wander the battlefield looking for the body of her love. This, however, isn't Ol' Green Eyes, but The Lady In White, an altogether different apparition seen in the park (remember, no small number of ghost stories). The more common theory is that Ol' Green Eyes is the spirit of a soldier, some say Union, some say Confederate, who was slain

You did not kill the fish only to keep alive and to sell for food, he thought. You killed for pride and because you are a fisherman. You loved him when he was alive and you loved him after. If you love him, it is not a sin to kill him. Or is it more?  - Ernest Hemingway, "The Old Man And The Sea"

American society has always had a prudish streak, ever since the landing of a bunch of uptight religious fanatics at Plymouth Rock. Protestant work ethic in tow, the pilgrims set about building a world in which submission to authority and obedience would lead to paradise. Then came the extroverts. As wild as the west may have become with an influx of adventurous spirits from around the globe, American society still retained a great deal of restraint. Some, however, saw opportunity in exploiting the mores of the day. The outlaw was born, and many a legend arose. From the cowboy to Capone, highwaymen to Heisenberg, outlaws have always taken the road less traveled. That road has changed drastically in recent years. The moonshiner is a classic outlaw archetype in the southeastern US; images of Appalachian hillbillies and stills come to mind and many in my area remember buying 'shine from the hill country of eastern Georgia. But these days, there's a distillery in town

Philip K. Dick was a prolific writer of science fiction, with several of his stories and books having been adapted to film after his death in 1982. One of his better-known works is the book "A Scanner Darkly," which portrays America in the not-too-distant future, an America that has lost the war on drugs and is under total surveillance by government and corporations alike. The drug of choice in this world is Substance D. Substance D is derived from a flower (like heroin), is instantly addictive and has a near 100% recidivism rate (like crystal methamphetamine), and has a street nickname of Death (rhymes with meth) and people have either never tried it or are addicted to it; there is no in between. Meanwhile, the government and corporations are working together to fight a never-ending war on drugs and paranoia is rampant. Luckily, there is hope: New Path Recovery is a rehab center that stands the best chance of overcoming the Substance D epidemic. However,

Regardless of the city or town I'm in, one of my favorite destinations is the local used book store. While often perceived as simply a place for the budget conscious to find cheap books, I've noticed that there appears to be a subculture of people who frequent them. More than bargain hunters, a good many patrons are seeking the rare, the unusual, the out-of-print. I am one of those people. In the early 1990s, I found myself perusing the aisles of a used book store in Chattanooga, looking for nothing in particular, altho I'd developed an interest in signed books. In the poetry section, I noticed a small, nondescript paperback. Looking inside, I found the author had inscribed a note and signature to whom I must assume was the original purchaser. The book went home with me that evening, becoming the first of my collection of signed books and the start of a pursuit that interests me to this day. While Chattanooga, TN is home to the largest used book store I&#

I am in possession of one ounce of 99.9% pure silver. The coin is an  American Silver Eagle , purchased to commemorate the birth of my son (technically the coin is his, hence my reluctance to use the word "own" in the opening sentence). It's big. It's beautiful. It makes a clinking sound unlike any US coin since the early '60s. It also has a face value of one US dollar, but don't be fooled. A silver dollar is worth more than $1.00. Because of the silver content, a silver dollar is worth at least $19.34 as of this writing. Factor in variables like year of production, etc and the value will increase. You may be asking why. The answer is simple: Silver, and even more so, gold, is money, and has been for 5000 years. The paper in your wallet is currency, issued by a government, reliant on the stability of and peoples' faith in said government. It wasn't always this way. Coins have been free of silver since the mid-1960s, Nixon took the US dolla